Chief Credit Officer

Mō te tūranga | About the Role

Westpac NZ is hiring a Chief Credit Officer to manage financial risk and support WNZLs growth while aligning strategies with enterprise goals.  You will report directly to the Chief Risk Officer and assume primary oversight of the functions managing core financial risk for Westpac NZ. In addition, you will develop best practices to manage financial risks to the Banks appetite, maximize opportunities and keep the bank safe. You will lead and influence a team of Credit Officers making credit decisions across both Consumer & Business segments that support business growth targets whist maintaining asset quality within agreed risk parameters.

Key to the success of this senior leadership role will be your proven influencing skills and executive presence to help drive key decision making. You will uphold sound risk management and robust credit controls, as well as providing expert advice on financial risk.

Nā tāu rourou | What will you bring?

To be considered, you will demonstrate your ability to:

• Lead Westpac NZs core financial risk management, ensuring professional credit standards and portfolio health remain at the highest levels

• Set and drive credit risk strategies that balance risk and reward, supporting the banks broader objectives

• Oversee financial risk related activities, including credit processes and optimisation; provide input into credit policy development; and engage closely with our lending divisions, and other teams within the second line of defence such as credit analytics, policy, market risk and liquidity

• Ensure compliance with all relevant regulatory requirements, including RBNZ and APRA prudential standards

• Maximise opportunities within risk appetite by identifying economic and portfolio trends to inform credit settings and policies

• Partner with Consumer, Institutional, and Business Banking divisions to achieve optimal risk/reward outcomes

• Foster a high-performance culture focused on achievement, teamwork and professional growth

• Engage confidently with external stakeholders, including regulators, credit agencies and industry groups

• Advise and inform key internal stakeholders including Westpac NZ Executives, Westpac Banking Corporation Executives, and the Westpac NZ Board

• Proven leadership and experience in implementing organisational change and inspiring teams

• Formulate and execute growth-oriented credit strategies based on deep sector experience

• Utilise expertise in credit analytics, credit policy and decisioning models

• Bring strong knowledge of legislation, regulation, and global best practices in financial risk management

• Build strong, effective relationships both internally and externally, with high EQ

• Think strategically and promote innovation across the organisation

• Drive a culture of customer focus and excellence in performance

• Enhance team performance by setting clear goals and fostering a collaborative and motivating environment

• Lead by example, championing best-in-class risk management behaviours

• Consistently deliver outstanding results for the organisation

Westpac Hei Wāhi Mahi | Working at Westpac

In addition to immersing yourself in a supportive team environment, youll receive some great job perks and benefits including:

• 4 weeks standard holiday + 5 additional days of wellbeing leave to support you to be your best

• Additional purchased leave options up to 4 weeks per year

• Banking benefits, insurance discounts and superannuation scheme

• Growth and development - we provide opportunities for development and promote internal mobility

• Recognition - we recognise and reward our star performers

• School holiday subsidy - help you balance work and family during school holiday

• 2 Volunteer days per year

Ko mātou tēnei | Our OrganisationAt Westpac, were working together to build a fairer and stronger New Zealand for our people, customers, and communities. For over 160 years weve been driven by our purpose to Create Better Futures Together.

What makes us unique are the incredible people were lucky enough to have walk through our doors every day. The giant ‘W on our building doesnt just stand for Westpac - it says, double you. Were a place that values, rewards and recognises individuality. Where you can be your whole self, your true self, and your best self. Were recognised as a place where talent is developed, where passions are fuelled and where ambitions of all shapes and sizes thrive. And it all starts with you!

Tono mai ināianei! | Apply Now!

Apply today with your CV and Cover Letter. 

The people of Aotearoa, New Zealand hail from many cultures and backgrounds. At Westpac New Zealand, we draw on this enormous talent pool to cultivate a team rich in ability and empowered to reach its full potential. Our aim is to be brave challengers, celebrating our differences and relentlessly advocating for our customers. It starts with us - we believe that when we care deeply and do our best for our people, theyll do their best for our customers. We encourage people from all walks of life to apply, including those who are neurodiverse, have chronic health conditions or disabilities - your attitude and passion are as important to us as your experience, qualifications and capabilities. 

Mahi tahi tātou, kaha ake tātou | Together Greater

Applications close:

Information :

• Company : Westpac Bank
• Position : Chief Credit Officer
• Location : Auckland, North Island
• Country : NZ